When you open a forex account, one of the first choices is the account type. The two most common options are a Standard account and a Raw Spread account. They reach the same markets — the difference is simply how you pay to trade.
Standard account: all-in pricing
A Standard account has no separate commission. The broker’s small markup is built into the spread, so your cost is bundled into one number. This makes it simple and predictable — ideal for beginners and anyone who values simplicity over squeezing out every fraction of a pip.
Raw Spread account: tight spreads + commission
A Raw Spread account gives you raw interbank spreads (from 0.0) plus a small, transparent commission per lot. For active traders the total cost is usually lower, because you are paying the true market spread plus a flat fee instead of a wider all-in spread.
Which is cheaper?
- Trade occasionally / small sizes: a Standard account is simpler and the difference is tiny.
- Trade often, scalp, or use larger sizes: a Raw Spread account usually works out cheaper overall.
At SCapitalFX, the Raw account charges a flat $6 per round-turn lot with raw spreads from 0.0, while the Standard account is commission-free. You can see both side by side on the Account Types page.
Good to know
- Both can be made swap-free (Islamic) on request.
- Both use the same platform, markets and fast execution.
- Funding is the same — fast crypto deposits with no withdrawal fees.
Bottom line
If you are starting out, go Standard. If you trade actively and care about cost, go Raw. Either way you can open a free account and even practise on a demo first.
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